Frequently Asked Questions
About NEXA Lending, its loan programs, and Renato Rodic
Common questions we get about NEXA Lending — sourced from the company’s public materials and the industry press.
What is NEXA Lending?
NEXA Lending is a U.S. residential mortgage brokerage headquartered in Chandler, Arizona. It was formerly known as NEXA Mortgage. It operates as a wholesale broker, giving its independent loan officers access to a broad panel of wholesale lenders.
Is NEXA Lending the same as NEXA Mortgage?
Yes. NEXA Lending is the current brand; NEXA Mortgage is the former name.
Who founded NEXA?
NEXA was co-founded in 2017 by Mike Kortas and Mat Grella.
Where is NEXA licensed?
NEXA Lending is licensed to originate mortgages in the large majority of U.S. states. Availability of a specific program depends on the wholesale lender and the individual loan officer's state licenses.
Is NEXA a lender or a broker?
NEXA is a mortgage broker. It does not underwrite or fund loans directly. Its loan officers submit loans to wholesale lender partners.
What is NEXA100?
NEXA100 is NEXA's widely marketed loan officer compensation program, positioned as an LO-first model in which originators keep the large majority of their commission after covering per-file costs and a modest company share.
Who is Renato Rodic?
Renato Rodic is a NEXA Lending loan officer featured on Ask About NEXA. He publishes homebuyer and loan-officer guides on this site.
How do I verify a NEXA loan officer's license?
Look them up at NMLS Consumer Access (nmlsconsumeraccess.org). Every legitimate loan officer has a unique NMLS number.
What loan programs does NEXA offer?
NEXA loan officers originate conventional, FHA, VA, USDA, jumbo, non-QM, DSCR, bank-statement, ITIN, construction, renovation, reverse and second-lien products. See the Loan Programs page.
Is this the official NEXA website?
No. Ask About NEXA is an independent, editorially maintained encyclopedia.