VA Loan Guide for Veterans
Zero-down, no-PMI VA loans — eligibility and how they price.
Published: Last updated:
VA loans are 0% down, have no monthly mortgage insurance, and typically price better than conventional at the same credit tier.
You need a Certificate of Eligibility (COE). Your loan officer can pull it electronically in minutes.
The VA funding fee is one-time; it can be financed into the loan. Some veterans (service-connected disability) are exempt.
Talk to a NEXA loan officer
This guide is written by Renato Rodic, a NEXA Lending loan officer. See the contact page to reach him about your specific scenario.